Do it Yourself Bankruptcy

For some people, bankruptcy can be a fairly simple process that canIMG_1046.JPG be completed without paying an attorney. If you cannot afford a lawyer, you can file pro se (without a lawyer). Filing bankruptcy pro se will require knowledge of federal bankruptcy laws and local bankruptcy jurisdiction rules. Most individual consumers can file bankruptcy on their own as long as they have a good reference manual to guide them through the process.

Important To-Do’s:

  • Consult a lawyer to answer all legal questions regarding keeping property and any other bankruptcy questions or issues of concern.
  • Gather all documentation needed to complete the bankruptcy petition. (6 months of paycheck advices, prior two year tax returns, monthly expenses, credit card bills, medical bills, property deeds, vehicle titles, installment loan information, pending court paperwork, garnishment/judgment information, etc.)
  • Complete a credit counseling course from an approved credit counseling agency 180 days before you file bankruptcy.
  • File completed petition and your credit counseling certificate with the bankruptcy court.
  • Attend meeting of creditors.
  • Complete a post-filing Personal Financial Management Instruction Course only after your case is filed and WITHIN 45 DAYS of the creditors meeting. (341 Meeting)

TWO OPTIONS AVAILABLE!

Pro Se DIY Kit – $45*
Chapter 7 Reference Manual
Voluntary Petition & Schedules
Filing Fee Installment Form (if applicable)
Filing Fee Waiver Form (if applicable)
Other supplemental and local forms

Pro Se DIY Kit + BPP Services – $125*
Chapter 7 Reference Manual
Voluntary Petition & Schedules
Filing Fee Installment Form (if applicable)
Filing Fee Waiver Form (if applicable)
Other supplemental and local forms
BPP Services:
Petition and schedules professionally typed and printed
2 – Paper copies of final petition
PACER updates as available by the court
Proof of Service by Mail
1 – FREE notarization (if applicable)

*Petition preparation fee does NOT include the bankruptcy filing fee you pay to the court. As of June 1, 2014, the Chapter 7 filing fee payable to the US Bankruptcy Court is $335.

For more info: bankruptcy@AfterHoursVA.com.

Book a free consultation online: https://afterhoursva.setmore.com/

DISCLAIMER: @AfterHoursVA is NOT a law firm, nor am I an attorney. I do not provide legal representation or advice. If you need legal advice, please consult an attorney. @AfterHoursVA is a debt relief agency.